Cheap Auto Insurance
Written by: 
Clayton Joyner

How to find Cheap Auto Insurance in Alabama

Finding the cheapest auto insurance is a lot of work. There are so many companies out there, and each one offers different types of coverages. Some have higher premiums than others; some offer lower deductibles. Some are more expensive but include free roadside assistance or lower your premiums if you drive less often. The good news is that you don't have to be an insurance expert to find the best policy at the best price. In fact, it won't even take much time. There are companies such at UR Choice Insurance that will do all the shopping for you and allowing you to just relax and select the best policy when they complete the research for you.

Do you want to save money on auto insurance?

Auto insurance is expensive. You can save money by shopping around, increasing your deductible and getting multiple quotes. There are also plenty of other ways to save on auto insurance, but these three options are the most common for people who want to save money without sacrificing too much coverage or service.

  • Shop Around: The first step in finding cheap car insurance is looking at different companies' rates. While it's tempting to go with the company that offers you the lowest quote right away, keep in mind that many factors affect how much each company charges--and there may be one out there charging less than what they quoted you!
  • Increase Your Deductible: If you have an accident with no injuries or property damage (for example), then raising your deductible will reduce your monthly payments because there won't be as many expenses included in them.* Get Multiple Quotes: Getting multiple quotes will give you a better idea of how much each company charges overall; this way when someone says "We're cheaper!" or "We'll beat anyone else's price!" it won't seem like such a big deal anymore!

What are your options for cheap auto insurance?

  • Insurance companies
  • Insurance brokers
  • Online insurance quotes
  • Auto insurance discounts

How can you reduce your auto expenses?

  • Reduce the number of miles you drive. The more miles you put on your car, the more likely it is that something will happen to it. If you live in a rural area and don't have access to public transportation, this may be difficult for you to do. However, if possible try walking or biking instead of driving whenever possible.
  • Get a good student discount if applicable and apply when renewing your policy each year (or at least check out what discounts are available). Some insurers offer up to 25% off auto insurance premiums for college students who maintain good grades; others provide up to 10% off if they're enrolled full-time at an accredited university; still others offer discounts if parents sign up their children before they turn 18 years old (and some even give free coverage!). Check with several providers before deciding on one so that when one company doesn't offer anything special another might!

You can save money on car insurance by getting the best deal available.

To save money on car insurance, you should get quotes from multiple companies. You can do this online or by calling them.

Ask about discounts that apply to your situation and make sure they are applied correctly. For example, if you have a good driving record or a security system installed in your home, ask if those discounts are being applied properly by the company you're working with (they may not be).

Ask about paying in installments rather than having one large payment due every month or year--this will help lower your monthly payments and therefore reduce how much interest charges build up over time on your bill! You might also be able to bundle auto and home insurance together into one policy which could save even more money!


With so many options available to you, it's easy to find the best car insurance for your needs. You can save money by comparing rates and finding discounts, or even by switching providers altogether. If all else fails, consider shopping around online or speaking with an agent from a different company who may be able to offer better deals than your current provider!

Share this post
(256) 692-5562